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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,576 | $160,070+57.2% | $147,117+71.0% | $145,897+72.4% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 11.72% | 98.69%-87.0pp | 420.54%-408.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $4,533 | $5,285-14.2% | $4,932-8.1% | $4,663-2.8% |
| Participant deferral / active EE | $6,672 | $8,419-20.8% | $8,065-17.3% | $6,689-0.3% |
| Admin fee / account holder | $5,122 | $15,035-65.9% | $12,993-60.6% | $13,390-61.7% |