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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,908 | $106,749+372.0% | $145,433+246.5% | $82,448+511.2% |
| Participation rate | 93.6% | 75.6%+18.0pp | 82.1%+11.5pp | 68.1%+25.5pp |
| Annual return | 11.95% | 27.59%-15.6pp | 66.58%-54.6pp | 41.64%-29.7pp |
| Employer contribution / active EE | $12,280 | $3,444+256.5% | $4,554+169.6% | $2,551+381.4% |
| Participant deferral / active EE | $11,238 | $6,519+72.4% | $7,897+42.3% | $4,139+171.5% |
| Admin fee / account holder | $22,773 | $8,390+171.4% | $13,129+73.5% | $7,234+214.8% |