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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,195 | $102,385+343.6% | $147,080+208.8% | $80,935+461.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.24% | 135.09%-125.9pp | 420.17%-410.9pp | 35.66%-26.4pp |
| Employer contribution / active EE | $11,134 | $3,717+199.6% | $4,933+125.7% | $2,757+303.9% |
| Participant deferral / active EE | $11,175 | $6,651+68.0% | $8,066+38.5% | $4,299+159.9% |
| Admin fee / account holder | $85,685 | $7,951+977.6% | $12,989+559.7% | $6,924+1137.4% |