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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,919 | $72,071-86.2% | $68,368-85.5% | $137,256-92.8% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 10.58% | 353.14%-342.6pp | 292.57%-282.0pp | 220.34%-209.8pp |
| Employer contribution / active EE | $2,195 | $2,788-21.3% | $2,649-17.1% | $4,156-47.2% |
| Participant deferral / active EE | $1,129 | $4,410-74.4% | $4,123-72.6% | $6,407-82.4% |
| Admin fee / account holder | $2,369 | $5,336-55.6% | $5,150-54.0% | $12,270-80.7% |