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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,054 | $134,817+54.3% | $123,973+67.8% | $155,188+34.1% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.7%-1.7pp | 80.8%-5.8pp |
| Annual return | 18.68% | 515.49%-496.8pp | 388.13%-369.4pp | 148.84%-130.2pp |
| Employer contribution / active EE | $2,838 | $4,425-35.9% | $4,126-31.2% | $4,248-33.2% |
| Participant deferral / active EE | $10,341 | $5,706+81.2% | $5,247+97.1% | $6,531+58.3% |
| Admin fee / account holder | $795 | $13,245-94.0% | $11,799-93.3% | $14,480-94.5% |