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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,054 | $129,737+60.4% | $119,126+74.7% | $154,746+34.4% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 18.68% | 379.08%-360.4pp | 282.11%-263.4pp | 172.34%-153.7pp |
| Employer contribution / active EE | $2,838 | $4,375-35.1% | $4,034-29.6% | $4,379-35.2% |
| Participant deferral / active EE | $10,341 | $5,842+77.0% | $5,318+94.5% | $6,730+53.6% |
| Admin fee / account holder | $795 | $11,961-93.4% | $10,693-92.6% | $14,365-94.5% |