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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,231 | $139,948+91.0% | $121,663+119.6% | $154,746+72.7% |
| Participation rate | 82.6% | 78.0%+4.6pp | 74.5%+8.1pp | 80.7%+1.9pp |
| Annual return | 11.60% | 230.52%-218.9pp | 147.54%-135.9pp | 172.34%-160.7pp |
| Employer contribution / active EE | $1,921 | $3,521-45.4% | $3,020-36.4% | $4,379-56.1% |
| Participant deferral / active EE | $3,711 | $5,629-34.1% | $4,887-24.1% | $6,730-44.9% |
| Admin fee / account holder | $17,208 | $17,321-0.7% | $14,289+20.4% | $14,365+19.8% |