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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,231 | $132,634+101.5% | $115,768+130.8% | $137,256+94.7% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.4%+8.2pp | 80.0%+2.6pp |
| Annual return | 11.60% | 160.70%-149.1pp | 100.46%-88.9pp | 220.34%-208.7pp |
| Employer contribution / active EE | $1,921 | $3,360-42.8% | $2,940-34.6% | $4,156-53.8% |
| Participant deferral / active EE | $3,711 | $5,619-34.0% | $4,917-24.5% | $6,407-42.1% |
| Admin fee / account holder | $17,208 | $15,028+14.5% | $12,439+38.3% | $12,270+40.2% |