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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,282 | $183,539+78.9% | $155,556+111.0% | $145,897+125.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.28% | 61.31%-50.0pp | 64.84%-53.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $135,007 | $5,315+2440.0% | $4,675+2787.6% | $4,663+2795.5% |
| Participant deferral / active EE | $72,946 | $6,467+1028.0% | $5,631+1195.5% | $6,689+990.5% |
| Admin fee / account holder | $31,390 | $19,275+62.9% | $15,885+97.6% | $13,390+134.4% |