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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,363 | $169,336-48.4% | $129,384-32.5% | $145,884-40.1% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.6%+5.4pp | 80.3%-5.3pp |
| Annual return | 10.06% | 14408.70%-14398.6pp | 9461.77%-9451.7pp | 551.85%-541.8pp |
| Employer contribution / active EE | $483 | $5,540-91.3% | $4,153-88.4% | $4,662-89.6% |
| Participant deferral / active EE | $4,472 | $4,985-10.3% | $4,166+7.4% | $6,690-33.1% |
| Admin fee / account holder | $433 | $9,912-95.6% | $7,686-94.4% | $13,392-96.8% |