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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,057 | $106,749+284.1% | $145,433+182.0% | $82,448+397.4% |
| Participation rate | 90.2% | 75.6%+14.5pp | 82.1%+8.0pp | 68.1%+22.1pp |
| Annual return | 14.07% | 27.59%-13.5pp | 66.58%-52.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $5,212 | $3,444+51.3% | $4,554+14.4% | $2,551+104.3% |
| Participant deferral / active EE | $13,452 | $6,519+106.4% | $7,897+70.3% | $4,139+225.0% |
| Admin fee / account holder | $24,155 | $8,390+187.9% | $13,129+84.0% | $7,234+233.9% |