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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,052 | $102,429+233.0% | $147,096+131.9% | $80,925+321.4% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 18.35% | 135.02%-116.7pp | 419.75%-401.4pp | 35.65%-17.3pp |
| Employer contribution / active EE | $5,162 | $3,716+38.9% | $4,936+4.6% | $2,756+87.3% |
| Participant deferral / active EE | $13,068 | $6,649+96.6% | $8,071+61.9% | $4,299+204.0% |
| Admin fee / account holder | $17,494 | $7,957+119.9% | $13,005+34.5% | $6,940+152.1% |