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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,980 | $101,795+308.6% | $165,100+152.0% | $80,959+413.8% |
| Participation rate | 93.5% | 71.8%+21.7pp | 78.6%+14.9pp | 67.7%+25.9pp |
| Annual return | 11.62% | 16.73%-5.1pp | 70.21%-58.6pp | 35.67%-24.0pp |
| Employer contribution / active EE | $10,336 | $2,954+250.0% | $4,348+137.7% | $2,757+274.9% |
| Participant deferral / active EE | $7,971 | $4,476+78.1% | $6,035+32.1% | $4,300+85.4% |
| Admin fee / account holder | $21,430 | $8,221+160.7% | $12,696+68.8% | $6,925+209.4% |