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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,048 | $114,712+384.7% | $173,730+220.1% | $87,485+535.6% |
| Participation rate | 87.9% | 73.0%+14.9pp | 79.6%+8.3pp | 68.9%+18.9pp |
| Annual return | 15.85% | 20.18%-4.3pp | 19.96%-4.1pp | 26.06%-10.2pp |
| Employer contribution / active EE | $8,033 | $2,904+176.6% | $4,577+75.5% | $2,596+209.4% |
| Participant deferral / active EE | $7,492 | $4,642+61.4% | $6,326+18.4% | $4,274+75.3% |
| Admin fee / account holder | $6,385 | $10,210-37.5% | $17,523-63.6% | $7,775-17.9% |