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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,852 | $156,398+136.5% | $147,318+151.1% | $138,895+166.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 25.51% | 78.75%-53.2pp | 70.43%-44.9pp | 145.39%-119.9pp |
| Employer contribution / active EE | $7,169 | $4,853+47.7% | $4,593+56.1% | $4,194+70.9% |
| Participant deferral / active EE | $12,138 | $8,237+47.4% | $7,906+53.5% | $6,396+89.8% |
| Admin fee / account holder | $41,113 | $14,976+174.5% | $13,708+199.9% | $12,562+227.3% |