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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,124 | $160,070+121.9% | $147,117+141.4% | $145,897+143.4% |
| Participation rate | 85.0% | 84.0%+1.0pp | 82.2%+2.8pp | 80.3%+4.7pp |
| Annual return | 13.83% | 98.69%-84.9pp | 420.54%-406.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $2,134 | $5,285-59.6% | $4,932-56.7% | $4,663-54.2% |
| Participant deferral / active EE | $5,149 | $8,419-38.8% | $8,065-36.2% | $6,689-23.0% |
| Admin fee / account holder | $46,637 | $15,035+210.2% | $12,993+258.9% | $13,390+248.3% |