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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,498 | $73,787+350.6% | $98,716+236.8% | $82,448+303.3% |
| Participation rate | 94.3% | 61.4%+32.9pp | 69.3%+25.0pp | 68.1%+26.2pp |
| Annual return | 13.61% | 18.57%-5.0pp | 31.81%-18.2pp | 41.64%-28.0pp |
| Employer contribution / active EE | $7,398 | $1,511+389.5% | $2,279+224.7% | $2,551+190.0% |
| Participant deferral / active EE | $8,888 | $3,081+188.4% | $4,048+119.6% | $4,139+114.7% |
| Admin fee / account holder | $68,808 | $6,500+958.5% | $8,703+690.6% | $7,234+851.1% |