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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $93,906 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY WILSHINSKY GROUP Service code 27 · EIN 26-4310632 | Advisory (Plan) | $53,488 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,536 | $79,753+112.6% | $105,624+60.5% | - |
| Participation rate | 91.9% | 68.4%+23.5pp | 75.3%+16.6pp | - |
| Annual return | 15.42% | 10.74%+4.7pp | 116.20%-100.8pp | - |
| Employer contribution / active EE | $5,121 | $2,584+98.2% | $3,168+61.7% | - |
| Participant deferral / active EE | $8,947 | $4,151+115.6% | $5,013+78.5% | - |
| Admin fee / account holder | $676 | $4,140-83.7% | $10,961-93.8% | - |