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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,793 | $117,895-28.9% | $102,460-18.2% | $145,897-42.6% |
| Participation rate | 31.8% | 78.6%-46.8pp | 76.5%-44.7pp | 80.3%-48.5pp |
| Annual return | 12.23% | 31.92%-19.7pp | 29.47%-17.2pp | 552.29%-540.1pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,088 | $5,736-46.2% | $5,056-38.9% | $6,689-53.8% |
| Admin fee / account holder | $260 | $13,353-98.1% | $9,460-97.3% | $13,390-98.1% |