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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,179 | $96,123+31.3% | $77,361+63.1% | $198,609-36.5% |
| Participation rate | 93.8% | 81.1%+12.6pp | 75.0%+18.8pp | 82.4%+11.4pp |
| Annual return | 10.42% | 2054.81%-2044.4pp | 1011.54%-1001.1pp | 202.70%-192.3pp |
| Employer contribution / active EE | $5,526 | $3,791+45.8% | $2,990+84.8% | $5,055+9.3% |
| Participant deferral / active EE | $5,253 | $4,975+5.6% | $3,911+34.3% | $6,977-24.7% |
| Admin fee / account holder | $993 | $9,471-89.5% | $5,894-83.1% | $19,030-94.8% |