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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,179 | $76,368+65.2% | $67,681+86.4% | $154,746-18.5% |
| Participation rate | 93.8% | 79.0%+14.8pp | 73.7%+20.0pp | 80.7%+13.0pp |
| Annual return | 10.42% | 1066.77%-1056.4pp | 590.58%-580.2pp | 172.34%-161.9pp |
| Employer contribution / active EE | $5,526 | $3,151+75.4% | $2,678+106.3% | $4,379+26.2% |
| Participant deferral / active EE | $5,253 | $4,824+8.9% | $3,976+32.1% | $6,730-22.0% |
| Admin fee / account holder | $993 | $8,559-88.4% | $6,100-83.7% | $14,365-93.1% |