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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,178 | $172,111+179.0% | $150,298+219.5% | $137,256+249.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.51% | 69.37%-55.9pp | 62.79%-49.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,843 | $4,636-17.1% | $4,154-7.5% | $4,156-7.5% |
| Participant deferral / active EE | $3,431 | $6,166-44.4% | $5,453-37.1% | $6,407-46.5% |
| Admin fee / account holder | $15,160 | $16,471-8.0% | $14,116+7.4% | $12,270+23.6% |