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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,944 | $111,878-23.2% | $93,727-8.3% | $145,897-41.1% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 24.33% | 204.28%-179.9pp | 133.83%-109.5pp | 552.29%-528.0pp |
| Employer contribution / active EE | $1,712 | $3,092-44.6% | $2,421-29.3% | $4,663-63.3% |
| Participant deferral / active EE | $6,496 | $4,920+32.0% | $4,417+47.1% | $6,689-2.9% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,292-100.0% | $13,390-100.0% |