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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,295 | $81,358+292.5% | $155,556+105.3% | $80,959+294.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 4.06% | 33.39%-29.3pp | 64.84%-60.8pp | 35.67%-31.6pp |
| Employer contribution / active EE | $9,463 | $3,106+204.6% | $4,675+102.4% | $2,757+243.2% |
| Participant deferral / active EE | $9,516 | $3,455+175.4% | $5,631+69.0% | $4,300+121.3% |
| Admin fee / account holder | $14,409 | $7,994+80.3% | $15,885-9.3% | $6,925+108.1% |