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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,295 | $81,233+293.1% | $155,567+105.2% | $80,874+294.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 4.06% | 33.33%-29.3pp | 64.74%-60.7pp | 35.62%-31.6pp |
| Employer contribution / active EE | $9,463 | $3,101+205.2% | $4,674+102.5% | $2,756+243.4% |
| Participant deferral / active EE | $9,516 | $3,452+175.6% | $5,628+69.1% | $4,297+121.5% |
| Admin fee / account holder | $14,409 | $7,998+80.2% | $15,916-9.5% | $6,935+107.8% |