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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,470 | $100,970+68.8% | $96,576+76.5% | $137,256+24.2% |
| Participation rate | 94.4% | 82.6%+11.8pp | 81.4%+13.0pp | 80.0%+14.5pp |
| Annual return | 15.46% | 38.16%-22.7pp | 38.47%-23.0pp | 220.34%-204.9pp |
| Employer contribution / active EE | $921 | $3,809-75.8% | $3,553-74.1% | $4,156-77.8% |
| Participant deferral / active EE | $4,623 | $8,286-44.2% | $7,956-41.9% | $6,407-27.8% |
| Admin fee / account holder | $7,770 | $11,312-31.3% | $11,381-31.7% | $12,270-36.7% |