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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,470 | $107,666+58.3% | $102,184+66.8% | $154,746+10.2% |
| Participation rate | 94.4% | 83.7%+10.7pp | 82.6%+11.8pp | 80.7%+13.7pp |
| Annual return | 15.46% | 29.33%-13.9pp | 31.58%-16.1pp | 172.34%-156.9pp |
| Employer contribution / active EE | $921 | $3,846-76.1% | $3,594-74.4% | $4,379-79.0% |
| Participant deferral / active EE | $4,623 | $8,719-47.0% | $8,309-44.4% | $6,730-31.3% |
| Admin fee / account holder | $7,770 | $12,943-40.0% | $11,609-33.1% | $14,365-45.9% |