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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,582 | $81,358-51.3% | $155,556-74.6% | $80,959-51.1% |
| Participation rate | 90.7% | 66.3%+24.4pp | 78.2%+12.4pp | 67.7%+23.0pp |
| Annual return | 10.47% | 33.39%-22.9pp | 64.84%-54.4pp | 35.67%-25.2pp |
| Employer contribution / active EE | $2,064 | $3,106-33.6% | $4,675-55.9% | $2,757-25.1% |
| Participant deferral / active EE | $3,222 | $3,455-6.7% | $5,631-42.8% | $4,300-25.1% |
| Admin fee / account holder | $716 | $7,994-91.0% | $15,885-95.5% | $6,925-89.7% |