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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,275 | $183,539+72.9% | $155,556+104.0% | $145,897+117.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 16.04% | 61.31%-45.3pp | 64.84%-48.8pp | 552.29%-536.2pp |
| Employer contribution / active EE | $10,982 | $5,315+106.6% | $4,675+134.9% | $4,663+135.5% |
| Participant deferral / active EE | $12,153 | $6,467+87.9% | $5,631+115.8% | $6,689+81.7% |
| Admin fee / account holder | $15,493 | $19,275-19.6% | $15,885-2.5% | $13,390+15.7% |