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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,182 | $86,940+267.1% | $102,434+211.6% | $80,935+294.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 14.21% | 18.89%-4.7pp | 29.46%-15.2pp | 35.66%-21.4pp |
| Employer contribution / active EE | $14,104 | $2,370+495.2% | $3,023+366.5% | $2,757+411.6% |
| Participant deferral / active EE | $6,095 | $4,121+47.9% | $5,055+20.6% | $4,299+41.8% |
| Admin fee / account holder | $28,426 | $8,047+253.2% | $9,462+200.4% | $6,924+310.5% |