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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,516 | $95,453+304.9% | $112,040+245.0% | $82,448+368.8% |
| Participation rate | 96.4% | 72.8%+23.7pp | 76.5%+19.9pp | 68.1%+28.4pp |
| Annual return | 14.81% | 23.92%-9.1pp | 24.52%-9.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $16,055 | $2,318+592.7% | $2,954+443.5% | $2,551+529.4% |
| Participant deferral / active EE | $6,628 | $4,224+56.9% | $5,098+30.0% | $4,139+60.1% |
| Admin fee / account holder | $5,006 | $9,013-44.5% | $12,098-58.6% | $7,234-30.8% |