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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,516 | $97,550+296.2% | $120,344+221.2% | $87,485+341.8% |
| Participation rate | 96.4% | 72.8%+23.6pp | 76.7%+19.7pp | 68.9%+27.5pp |
| Annual return | 14.81% | 18.41%-3.6pp | 20.30%-5.5pp | 26.06%-11.2pp |
| Employer contribution / active EE | $16,055 | $2,291+600.8% | $3,020+431.6% | $2,596+518.4% |
| Participant deferral / active EE | $6,628 | $4,230+56.7% | $5,135+29.1% | $4,274+55.1% |
| Admin fee / account holder | $5,006 | $9,543-47.5% | $12,742-60.7% | $7,775-35.6% |