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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,880 | $88,996+94.3% | $78,004+121.6% | $138,895+24.5% |
| Participation rate | 83.3% | 74.4%+9.0pp | 69.4%+13.9pp | 79.9%+3.4pp |
| Annual return | 16.70% | 28.03%-11.3pp | 31.07%-14.4pp | 145.39%-128.7pp |
| Employer contribution / active EE | $2,502 | $2,917-14.2% | $2,469+1.4% | $4,194-40.3% |
| Participant deferral / active EE | $7,267 | $4,724+53.8% | $4,092+77.6% | $6,396+13.6% |
| Admin fee / account holder | $1,335 | $8,807-84.8% | $7,578-82.4% | $12,562-89.4% |