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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,696 | $73,787-11.0% | $98,716-33.4% | $82,448-20.3% |
| Participation rate | 71.6% | 61.4%+10.2pp | 69.3%+2.3pp | 68.1%+3.5pp |
| Annual return | -1.21% | 18.57%-19.8pp | 31.81%-33.0pp | 41.64%-42.8pp |
| Employer contribution / active EE | $1,026 | $1,511-32.1% | $2,279-55.0% | $2,551-59.8% |
| Participant deferral / active EE | $3,042 | $3,081-1.3% | $4,048-24.8% | $4,139-26.5% |
| Admin fee / account holder | $1,406 | $6,500-78.4% | $8,703-83.8% | $7,234-80.6% |