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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,744 | $76,407+424.5% | $150,298+166.6% | $82,448+386.1% |
| Participation rate | 73.2% | 66.4%+6.8pp | 77.8%-4.6pp | 68.1%+5.1pp |
| Annual return | 17.74% | 39.99%-22.3pp | 62.79%-45.0pp | 41.64%-23.9pp |
| Employer contribution / active EE | $4,611 | $2,614+76.4% | $4,154+11.0% | $2,551+80.8% |
| Participant deferral / active EE | $9,390 | $3,214+192.1% | $5,453+72.2% | $4,139+126.8% |
| Admin fee / account holder | $63,290 | $6,352+896.4% | $14,116+348.4% | $7,234+774.9% |