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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,744 | $78,690+409.3% | $161,489+148.2% | $87,485+358.1% |
| Participation rate | 73.2% | 67.5%+5.7pp | 78.7%-5.5pp | 68.9%+4.2pp |
| Annual return | 17.74% | 32.74%-15.0pp | 89.72%-72.0pp | 26.06%-8.3pp |
| Employer contribution / active EE | $4,611 | $2,588+78.2% | $4,268+8.0% | $2,596+77.6% |
| Participant deferral / active EE | $9,390 | $3,311+183.6% | $5,630+66.8% | $4,274+119.7% |
| Admin fee / account holder | $63,290 | $6,724+841.3% | $16,006+295.4% | $7,775+714.0% |