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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,921 | $29,736+313.4% | $56,033+119.4% | $80,935+51.9% |
| Participation rate | 32.1% | 41.7%-9.6pp | 52.5%-20.4pp | 67.7%-35.6pp |
| Annual return | 13.36% | 35.28%-21.9pp | 1711.38%-1698.0pp | 35.66%-22.3pp |
| Employer contribution / active EE | $1,036 | $671+54.3% | $1,041-0.5% | $2,757-62.4% |
| Participant deferral / active EE | $2,033 | $1,228+65.5% | $1,954+4.1% | $4,299-52.7% |
| Admin fee / account holder | $27,811 | $2,434+1042.8% | $2,827+883.7% | $6,924+301.6% |