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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,491 | $36,948+250.5% | $73,658+75.8% | $87,485+48.0% |
| Participation rate | 29.1% | 46.8%-17.7pp | 57.0%-28.0pp | 68.9%-39.9pp |
| Annual return | 15.30% | 28.64%-13.3pp | 29.72%-14.4pp | 26.06%-10.8pp |
| Employer contribution / active EE | $888 | $670+32.6% | $1,032-13.9% | $2,596-65.8% |
| Participant deferral / active EE | $2,057 | $1,379+49.2% | $2,062-0.2% | $4,274-51.9% |
| Admin fee / account holder | $24,749 | $2,531+877.9% | $3,357+637.3% | $7,775+218.3% |