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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,918,005 | $183,539+945.0% | $155,556+1133.0% | $145,897+1214.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 31.37% | 61.31%-29.9pp | 64.84%-33.5pp | 552.29%-520.9pp |
| Employer contribution / active EE | $24,431 | $5,315+359.6% | $4,675+422.5% | $4,663+424.0% |
| Participant deferral / active EE | $15,507 | $6,467+139.8% | $5,631+175.4% | $6,689+131.8% |
| Admin fee / account holder | $104,203 | $19,275+440.6% | $15,885+556.0% | $13,390+678.2% |