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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,603 | $110,410+58.1% | $102,437+70.4% | $145,897+19.7% |
| Participation rate | 65.2% | 77.9%-12.7pp | 74.5%-9.3pp | 80.3%-15.1pp |
| Annual return | 10.82% | 24.85%-14.0pp | 24.95%-14.1pp | 552.29%-541.5pp |
| Employer contribution / active EE | $3,325 | $4,217-21.2% | $3,871-14.1% | $4,663-28.7% |
| Participant deferral / active EE | $6,472 | $5,622+15.1% | $5,060+27.9% | $6,689-3.3% |
| Admin fee / account holder | $74,329 | $9,745+662.7% | $8,388+786.1% | $13,390+455.1% |