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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,052 | $88,815+62.2% | $81,882+75.9% | $145,897-1.3% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 6.51% | 1033.75%-1027.2pp | 779.47%-773.0pp | 552.29%-545.8pp |
| Employer contribution / active EE | $4,712 | $3,086+52.7% | $2,916+61.6% | $4,663+1.1% |
| Participant deferral / active EE | $4,736 | $4,647+1.9% | $4,323+9.6% | $6,689-29.2% |
| Admin fee / account holder | $3,346 | $8,434-60.3% | $7,360-54.5% | $13,390-75.0% |