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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,863 | $102,595+42.2% | $94,057+55.1% | $154,746-5.7% |
| Participation rate | 91.7% | 76.0%+15.7pp | 73.3%+18.3pp | 80.7%+11.0pp |
| Annual return | 7.11% | 583.42%-576.3pp | 480.62%-473.5pp | 172.34%-165.2pp |
| Employer contribution / active EE | $5,033 | $3,147+59.9% | $2,933+71.6% | $4,379+14.9% |
| Participant deferral / active EE | $4,910 | $5,118-4.1% | $4,709+4.3% | $6,730-27.1% |
| Admin fee / account holder | $44,257 | $7,736+472.1% | $7,244+510.9% | $14,365+208.1% |