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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,863 | $70,366+107.3% | $66,674+118.8% | $138,895+5.0% |
| Participation rate | 91.7% | 76.2%+15.5pp | 73.7%+18.0pp | 79.9%+11.7pp |
| Annual return | 7.11% | 386.41%-379.3pp | 321.24%-314.1pp | 145.39%-138.3pp |
| Employer contribution / active EE | $5,033 | $2,765+82.0% | $2,620+92.1% | $4,194+20.0% |
| Participant deferral / active EE | $4,910 | $4,374+12.2% | $4,084+20.2% | $6,396-23.2% |
| Admin fee / account holder | $44,257 | $5,262+741.0% | $5,098+768.1% | $12,562+252.3% |