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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,857 | $110,379+384.6% | $102,412+422.3% | $145,884+266.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.27% | 24.84%-11.6pp | 24.94%-11.7pp | 551.85%-538.6pp |
| Employer contribution / active EE | $4,638 | $4,216+10.0% | $3,870+19.9% | $4,662-0.5% |
| Participant deferral / active EE | $16,413 | $5,622+192.0% | $5,060+224.4% | $6,690+145.4% |
| Admin fee / account holder | $1,912 | $9,745-80.4% | $8,388-77.2% | $13,392-85.7% |