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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,788 | $106,524+141.1% | $152,301+68.6% | $87,485+193.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 19.01% | 26.89%-7.9pp | 80.50%-61.5pp | 26.06%-7.0pp |
| Employer contribution / active EE | $9,350 | $3,371+177.3% | $4,624+102.2% | $2,596+260.1% |
| Participant deferral / active EE | $11,241 | $6,525+72.3% | $8,004+40.5% | $4,274+163.0% |
| Admin fee / account holder | $1,102 | $8,287-86.7% | $14,398-92.3% | $7,775-85.8% |