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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,346 | $126,519+132.6% | $106,201+177.2% | $145,959+101.7% |
| Participation rate | 80.0% | 77.7%+2.3pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 10.64% | 225.10%-214.5pp | 116.26%-105.6pp | 561.95%-551.3pp |
| Employer contribution / active EE | $2,610 | $3,726-30.0% | $3,170-17.7% | $4,661-44.0% |
| Participant deferral / active EE | $2,756 | $5,716-51.8% | $5,012-45.0% | $6,689-58.8% |
| Admin fee / account holder | $17,456 | $17,312+0.8% | $11,039+58.1% | $13,398+30.3% |