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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,346 | $125,237+135.0% | $105,608+178.7% | $145,877+101.8% |
| Participation rate | 80.0% | 77.7%+2.3pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 10.64% | 225.76%-215.1pp | 116.50%-105.9pp | 551.28%-540.6pp |
| Employer contribution / active EE | $2,610 | $3,720-29.9% | $3,167-17.6% | $4,663-44.0% |
| Participant deferral / active EE | $2,756 | $5,711-51.7% | $5,010-45.0% | $6,691-58.8% |
| Admin fee / account holder | $17,456 | $17,287+1.0% | $11,028+58.3% | $13,402+30.2% |