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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,079 | $101,795+287.1% | $165,100+138.7% | $80,959+386.8% |
| Participation rate | 97.9% | 71.8%+26.0pp | 78.6%+19.2pp | 67.7%+30.2pp |
| Annual return | 21.93% | 16.73%+5.2pp | 70.21%-48.3pp | 35.67%-13.7pp |
| Employer contribution / active EE | $10,108 | $2,954+242.2% | $4,348+132.5% | $2,757+266.6% |
| Participant deferral / active EE | $9,883 | $4,476+120.8% | $6,035+63.8% | $4,300+129.8% |
| Admin fee / account holder | $4,804 | $8,221-41.6% | $12,696-62.2% | $6,925-30.6% |