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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,317 | $54,674+264.6% | $76,089+162.0% | $74,429+167.8% |
| Participation rate | 79.6% | 60.3%+19.3pp | 69.1%+10.6pp | 67.2%+12.4pp |
| Annual return | 16.02% | 31.89%-15.9pp | 360.94%-344.9pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $1,745 | $1,781-2.0% | $2,690-35.1% | $2,625-33.5% |
| Participant deferral / active EE | $3,865 | $3,071+25.9% | $4,259-9.2% | $4,348-11.1% |
| Admin fee / account holder | $849 | $2,238-62.0% | $6,418-86.8% | $1,944-56.3% |