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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,140 | $69,273+56.1% | $90,796+19.1% | $82,637+30.9% |
| Participation rate | 33.0% | 64.0%-31.0pp | 69.5%-36.5pp | 68.1%-35.1pp |
| Annual return | 14.30% | 18.37%-4.1pp | 19.29%-5.0pp | 53.51%-39.2pp |
| Employer contribution / active EE | $1,090 | $1,865-41.6% | $2,294-52.5% | $2,552-57.3% |
| Participant deferral / active EE | $2,298 | $3,047-24.6% | $3,822-39.9% | $4,126-44.3% |
| Admin fee / account holder | $8,677 | $5,511+57.5% | $7,024+23.5% | $7,339+18.2% |