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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,703 | $62,166+52.3% | $81,353+16.4% | $74,459+27.2% |
| Participation rate | 29.7% | 64.1%-34.4pp | 69.5%-39.8pp | 67.2%-37.5pp |
| Annual return | 14.28% | 16.50%-2.2pp | 24.82%-10.5pp | 1369.70%-1355.4pp |
| Employer contribution / active EE | $962 | $1,881-48.8% | $2,464-60.9% | $2,626-63.4% |
| Participant deferral / active EE | $2,060 | $3,223-36.1% | $3,885-47.0% | $4,350-52.6% |
| Admin fee / account holder | $8,356 | $1,925+334.2% | $5,766+44.9% | $1,945+329.7% |