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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,868 | $73,787+142.4% | $98,716+81.2% | $82,448+116.9% |
| Participation rate | 76.9% | 61.4%+15.5pp | 69.3%+7.6pp | 68.1%+8.9pp |
| Annual return | 9.97% | 18.57%-8.6pp | 31.81%-21.8pp | 41.64%-31.7pp |
| Employer contribution / active EE | $2,365 | $1,511+56.5% | $2,279+3.8% | $2,551-7.3% |
| Participant deferral / active EE | $6,341 | $3,081+105.8% | $4,048+56.7% | $4,139+53.2% |
| Admin fee / account holder | $1,335 | $6,500-79.5% | $8,703-84.7% | $7,234-81.5% |