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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,016 | $71,197+109.3% | $93,669+59.1% | $80,925+84.1% |
| Participation rate | 78.6% | 60.4%+18.2pp | 68.7%+9.8pp | 67.7%+10.9pp |
| Annual return | 6.90% | 11.27%-4.4pp | 133.59%-126.7pp | 35.65%-28.7pp |
| Employer contribution / active EE | $2,415 | $1,565+54.4% | $2,424-0.3% | $2,756-12.4% |
| Participant deferral / active EE | $6,671 | $4,036+65.3% | $4,416+51.1% | $4,299+55.2% |
| Admin fee / account holder | $32,935 | $6,959+373.3% | $8,291+297.2% | $6,940+374.6% |