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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,016 | $71,230+109.2% | $93,727+59.0% | $80,959+84.1% |
| Participation rate | 78.6% | 60.4%+18.2pp | 68.7%+9.9pp | 67.7%+10.9pp |
| Annual return | 6.90% | 11.26%-4.4pp | 133.83%-126.9pp | 35.67%-28.8pp |
| Employer contribution / active EE | $2,415 | $1,565+54.3% | $2,421-0.3% | $2,757-12.4% |
| Participant deferral / active EE | $6,671 | $4,037+65.2% | $4,417+51.0% | $4,300+55.1% |
| Admin fee / account holder | $32,935 | $6,961+373.1% | $8,292+297.2% | $6,925+375.6% |