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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,204 | $154,228+99.8% | $145,433+111.9% | $137,256+124.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.34% | 74.59%-65.3pp | 66.58%-57.2pp | 220.34%-211.0pp |
| Employer contribution / active EE | $17,147 | $4,804+256.9% | $4,554+276.5% | $4,156+312.6% |
| Participant deferral / active EE | $15,195 | $8,216+84.9% | $7,897+92.4% | $6,407+137.2% |
| Admin fee / account holder | $377,991 | $14,344+2535.3% | $13,129+2779.1% | $12,270+2980.6% |