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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,562 | $111,535+3.6% | $105,223+9.8% | $137,256-15.8% |
| Participation rate | 91.3% | 78.1%+13.2pp | 75.0%+16.3pp | 80.0%+11.3pp |
| Annual return | 10.49% | 237.85%-227.4pp | 180.65%-170.2pp | 220.34%-209.8pp |
| Employer contribution / active EE | $8,742 | $3,939+121.9% | $3,689+137.0% | $4,156+110.3% |
| Participant deferral / active EE | $4,429 | $5,500-19.5% | $5,072-12.7% | $6,407-30.9% |
| Admin fee / account holder | $1,935 | $9,721-80.1% | $8,859-78.2% | $12,270-84.2% |