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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE CO Service code 15 · EIN 39-0989781 | Recordkeeping | $108,521 |
UBS FINANCIAL SERVICES INC2 years Filed as: UBS FINANCIAL SERVICES INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $47,338 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,074 | $88,203+49.7% | $165,100-20.0% | $74,478+77.3% |
| Participation rate | 93.5% | 73.1%+20.4pp | 78.6%+14.9pp | 67.2%+26.3pp |
| Annual return | 15.37% | 17.13%-1.8pp | 70.21%-54.8pp | 1370.56%-1355.2pp |
| Employer contribution / active EE | $3,160 | $2,601+21.5% | $4,348-27.3% | $2,626+20.3% |
| Participant deferral / active EE | $11,197 | $4,505+148.6% | $6,035+85.5% | $4,350+157.4% |
| Admin fee / account holder | $808 | $2,235-63.9% | $12,696-93.6% | $1,946-58.5% |