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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,493 | $81,476+105.6% | $102,383+63.6% | $80,925+107.0% |
| Participation rate | 86.3% | 66.8%+19.4pp | 74.5%+11.7pp | 67.7%+18.6pp |
| Annual return | 10.26% | 25.59%-15.3pp | 24.94%-14.7pp | 35.65%-25.4pp |
| Employer contribution / active EE | $1,139 | $3,105-63.3% | $3,870-70.6% | $2,756-58.7% |
| Participant deferral / active EE | $5,893 | $3,871+52.2% | $5,060+16.5% | $4,299+37.1% |
| Admin fee / account holder | $11,895 | $6,717+77.1% | $8,391+41.8% | $6,940+71.4% |