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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,926 | $77,472+398.1% | $100,415+284.3% | $80,959+376.7% |
| Participation rate | 77.1% | 76.9%+0.2pp | 81.5%-4.4pp | 67.7%+9.5pp |
| Annual return | 18.72% | 37.26%-18.5pp | 49.47%-30.8pp | 35.67%-17.0pp |
| Employer contribution / active EE | $1,870 | $2,800-33.2% | $3,943-52.6% | $2,757-32.2% |
| Participant deferral / active EE | $7,760 | $6,818+13.8% | $8,091-4.1% | $4,300+80.5% |
| Admin fee / account holder | $31,684 | $5,885+438.4% | $7,906+300.8% | $6,925+357.5% |