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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,623 | $78,520+440.8% | $96,576+339.7% | $82,448+415.0% |
| Participation rate | 71.4% | 77.7%-6.3pp | 81.4%-10.0pp | 68.1%+3.4pp |
| Annual return | 15.97% | 41.30%-25.3pp | 38.47%-22.5pp | 41.64%-25.7pp |
| Employer contribution / active EE | $2,467 | $2,630-6.2% | $3,553-30.6% | $2,551-3.3% |
| Participant deferral / active EE | $9,516 | $6,754+40.9% | $7,956+19.6% | $4,139+129.9% |
| Admin fee / account holder | $77,203 | $13,455+473.8% | $11,381+578.3% | $7,234+967.2% |