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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,185 | $97,550-24.0% | $120,344-38.4% | $87,485-15.2% |
| Participation rate | 94.3% | 72.8%+21.5pp | 76.7%+17.6pp | 68.9%+25.4pp |
| Annual return | 15.30% | 18.41%-3.1pp | 20.30%-5.0pp | 26.06%-10.8pp |
| Employer contribution / active EE | $3,019 | $2,291+31.8% | $3,0200% | $2,596+16.3% |
| Participant deferral / active EE | $0 | $4,230-100.0% | $5,135-100.0% | $4,274-100.0% |
| Admin fee / account holder | $3,678 | $9,543-61.5% | $12,742-71.1% | $7,775-52.7% |