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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,442 | $154,228+208.9% | $145,433+227.6% | $137,256+247.1% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.1%+9.2pp | 80.0%+11.3pp |
| Annual return | 14.25% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $6,957 | $4,804+44.8% | $4,554+52.7% | $4,156+67.4% |
| Participant deferral / active EE | $6,581 | $8,216-19.9% | $7,897-16.7% | $6,407+2.7% |
| Admin fee / account holder | $31,714 | $14,344+121.1% | $13,129+141.6% | $12,270+158.5% |