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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,153 | $79,753-13.3% | $105,624-34.5% | - |
| Participation rate | 67.7% | 68.4%-0.7pp | 75.3%-7.6pp | - |
| Annual return | 13.25% | 10.74%+2.5pp | 116.20%-103.0pp | - |
| Employer contribution / active EE | $3,710 | $2,584+43.6% | $3,168+17.1% | - |
| Participant deferral / active EE | $3,128 | $4,151-24.6% | $5,013-37.6% | - |
| Admin fee / account holder | $4,359 | $4,140+5.3% | $10,961-60.2% | - |