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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,805 | $132,634+14.5% | $115,768+31.1% | $137,256+10.6% |
| Participation rate | 71.4% | 77.9%-6.4pp | 74.4%-3.0pp | 80.0%-8.5pp |
| Annual return | 17.74% | 160.70%-143.0pp | 100.46%-82.7pp | 220.34%-202.6pp |
| Employer contribution / active EE | $0 | $3,360-100.0% | $2,940-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,382 | $5,619-4.2% | $4,917+9.5% | $6,407-16.0% |
| Admin fee / account holder | $9,432 | $15,028-37.2% | $12,439-24.2% | $12,270-23.1% |