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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,805 | $139,948+8.5% | $121,663+24.8% | $154,746-1.9% |
| Participation rate | 71.4% | 78.0%-6.6pp | 74.5%-3.1pp | 80.7%-9.3pp |
| Annual return | 17.74% | 230.52%-212.8pp | 147.54%-129.8pp | 172.34%-154.6pp |
| Employer contribution / active EE | $0 | $3,521-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,382 | $5,629-4.4% | $4,887+10.1% | $6,730-20.0% |
| Admin fee / account holder | $9,432 | $17,321-45.5% | $14,289-34.0% | $14,365-34.3% |