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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,805 | $177,595-14.5% | $148,496+2.2% | $198,609-23.6% |
| Participation rate | 71.4% | 79.3%-7.8pp | 76.0%-4.6pp | 82.4%-10.9pp |
| Annual return | 17.74% | 9.97%+7.8pp | 12.33%+5.4pp | 202.70%-185.0pp |
| Employer contribution / active EE | $0 | $4,098-100.0% | $3,497-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $5,382 | $5,539-2.8% | $4,808+11.9% | $6,977-22.9% |
| Admin fee / account holder | $9,432 | $27,010-65.1% | $19,547-51.7% | $19,030-50.4% |