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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,712 | $146,267-42.8% | $197,124-57.5% | $82,448+1.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 86.7%-1.0pp | 68.1%+17.6pp |
| Annual return | 19.39% | 29.61%-10.2pp | 44.34%-25.0pp | 41.64%-22.2pp |
| Employer contribution / active EE | $3,116 | $4,723-34.0% | $6,227-50.0% | $2,551+22.1% |
| Participant deferral / active EE | $5,737 | $7,035-18.4% | $9,135-37.2% | $4,139+38.6% |
| Admin fee / account holder | $3,948 | $14,422-72.6% | $16,298-75.8% | $7,234-45.4% |