Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,904 | $94,031+48.8% | $115,768+20.8% | $82,448+69.7% |
| Participation rate | 56.8% | 70.4%-13.7pp | 74.4%-17.6pp | 68.1%-11.3pp |
| Annual return | 17.68% | 20.61%-2.9pp | 100.46%-82.8pp | 41.64%-24.0pp |
| Employer contribution / active EE | $227 | $2,323-90.2% | $2,940-92.3% | $2,551-91.1% |
| Participant deferral / active EE | $2,385 | $3,972-39.9% | $4,917-51.5% | $4,139-42.4% |
| Admin fee / account holder | $7,824 | $10,249-23.7% | $12,439-37.1% | $7,234+8.2% |