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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,886 | $117,895+128.9% | $102,460+163.4% | $145,897+85.0% |
| Participation rate | 92.9% | 78.6%+14.2pp | 76.5%+16.3pp | 80.3%+12.6pp |
| Annual return | 12.57% | 31.92%-19.4pp | 29.47%-16.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $11,621 | $3,619+221.1% | $3,025+284.1% | $4,663+149.2% |
| Participant deferral / active EE | $11,608 | $5,736+102.4% | $5,056+129.6% | $6,689+73.5% |
| Admin fee / account holder | $8,547 | $13,353-36.0% | $9,460-9.7% | $13,390-36.2% |