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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,886 | $117,859+129.0% | $102,438+163.5% | $145,959+84.9% |
| Participation rate | 92.9% | 78.6%+14.3pp | 76.5%+16.4pp | 80.3%+12.6pp |
| Annual return | 12.57% | 31.72%-19.1pp | 29.37%-16.8pp | 561.95%-549.4pp |
| Employer contribution / active EE | $11,621 | $3,615+221.5% | $3,024+284.3% | $4,661+149.3% |
| Participant deferral / active EE | $11,608 | $5,732+102.5% | $5,054+129.7% | $6,689+73.5% |
| Admin fee / account holder | $8,547 | $13,318-35.8% | $9,448-9.5% | $13,398-36.2% |