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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,637 | $95,453+108.1% | $112,040+77.3% | $82,448+140.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 11.61% | 23.92%-12.3pp | 24.52%-12.9pp | 41.64%-30.0pp |
| Employer contribution / active EE | $4,322 | $2,318+86.5% | $2,954+46.3% | $2,551+69.4% |
| Participant deferral / active EE | $8,561 | $4,224+102.7% | $5,098+67.9% | $4,139+106.8% |
| Admin fee / account holder | $35,233 | $9,013+290.9% | $12,098+191.2% | $7,234+387.0% |