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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,787 | $86,949+190.7% | $102,460+146.7% | $80,959+212.2% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 17.83% | 18.89%-1.1pp | 29.47%-11.6pp | 35.67%-17.8pp |
| Employer contribution / active EE | $7,486 | $2,370+215.9% | $3,025+147.5% | $2,757+171.5% |
| Participant deferral / active EE | $12,487 | $4,121+203.0% | $5,056+147.0% | $4,300+190.4% |
| Admin fee / account holder | $6,942 | $8,048-13.7% | $9,460-26.6% | $6,925+0.2% |