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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,242 | $73,787+141.6% | $98,716+80.6% | $82,448+116.2% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 8.47% | 18.57%-10.1pp | 31.81%-23.3pp | 41.64%-33.2pp |
| Employer contribution / active EE | $8,536 | $1,511+464.9% | $2,279+274.6% | $2,551+234.6% |
| Participant deferral / active EE | $5,042 | $3,081+63.6% | $4,048+24.6% | $4,139+21.8% |
| Admin fee / account holder | $7,748 | $6,500+19.2% | $8,703-11.0% | $7,234+7.1% |