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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,242 | $76,834+132.0% | $108,359+64.5% | $87,485+103.7% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 8.47% | 19.09%-10.6pp | 36.89%-28.4pp | 26.06%-17.6pp |
| Employer contribution / active EE | $8,536 | $1,556+448.5% | $2,399+255.8% | $2,596+228.8% |
| Participant deferral / active EE | $5,042 | $3,100+62.6% | $4,137+21.9% | $4,274+18.0% |
| Admin fee / account holder | $7,748 | $6,537+18.5% | $9,741-20.5% | $7,775-0.3% |