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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,242 | $83,898+112.4% | $133,346+33.7% | $94,015+89.6% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.8%+27.2pp | 70.8%+29.2pp |
| Annual return | 8.47% | 16.00%-7.5pp | 36.85%-28.4pp | 17.84%-9.4pp |
| Employer contribution / active EE | $8,536 | $1,821+368.9% | $2,853+199.2% | $2,790+206.0% |
| Participant deferral / active EE | $5,042 | $3,245+55.4% | $4,332+16.4% | $4,249+18.6% |
| Admin fee / account holder | $7,748 | $7,809-0.8% | $14,264-45.7% | $8,951-13.4% |