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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,332,453 | $139,948+852.1% | $121,663+995.2% | $154,746+761.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 6.22% | 230.52%-224.3pp | 147.54%-141.3pp | 172.34%-166.1pp |
| Employer contribution / active EE | $33,090 | $3,521+839.8% | $3,020+995.7% | $4,379+655.6% |
| Participant deferral / active EE | $20,610 | $5,629+266.1% | $4,887+321.7% | $6,730+206.2% |
| Admin fee / account holder | $77,452 | $17,321+347.2% | $14,289+442.0% | $14,365+439.2% |